term first USA TM
"America's First Name In The Placement Of Term Life Insurance"
COMPARE TERM LIFE INSURANCE RATES
from America's most "Highly Rated" term life insurance companies!
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About term life insurance from term first USA...
term first USA was founded as an independent term life insurance brokerage, which was created for the sole purpose of “specializing” in the placement of Term Life Insurance. While we are committed to providing our clients with substantial savings and the lowest available cost for their term life insurance protection, we also aspire to elevate the standards of our organization and industry.
It is the inherent policy and practice of term first USA to provide only the lowest cost term life insurance quotations for which our clients will prospectively "qualify".
Following below is the focal purpose which underlies the intent for our organization's formation.
Mission Statement:
term first USA is expressly dedicated to provide factual excellence in the appropriate and timely placement of Term Life Insurance and related products ----- for the clientele to whom we are privileged to serve.
Our focus is further exemplified by a specific desire to render superior client servicing ----- coupled with comprehensive multilevel rate structure comparatives. Thereby providing complete certainty to each and every client, of his or her own individual capability to execute a genuinely “informed” decision with respect to their most important insurance acquisitions.
Further, as a result of extensive agency design ----- term first USA has positioned itself to provide our prospective clients with cutting edge term life product and rate information from America’s most highly rated term life insurance companies.
The management and staff of term first USA sincerely value the opportunity to assist each client with Care, Concern and Courtesy. In this manner, it will be profoundly evident that it is our specific responsibility to earn their term life business.
Principal:
term first USA was founded by its President and CEO, Thomas H. Swank. While initially licensed in the 1970's, his vision and leadership are a true culmination of over 30 years of profound experience which encompasses insurance, finance, marketing and public relations. Moreover, Tom places a strong emphasis on building mutually beneficial client and business relationships.
Choose From America's "Top Rated" Life Insurance Companies:
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Term life insurance quotations specifically, may be based on as many as hundreds of term life comparitives.
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Legal Notice And Disclaimer:
term first USA and termfirstusa.com are service marks of Thomas H. Swank, Independent Agent, duly licensed to sell life insurance products and conduct business in various states throughout the United States of America. Insurance services are not current provided outside of the United States Of America.
THE MATERIALS AND INFORMATION IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. Thomas H. Swank, term first USA, termfirstUSA.com, and its related, affiliated and subsidiary companies, disclaims all warranties, express or implied, inclusive of, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
It is your sole responsibility to evaluate the accuracy, completeness, purposefulness and usefulness of any services, opinions, advice or other information provided. All information contained on any page is distributed with the express understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no manner of liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.
In no event shall Thomas H. Swank, term first USA, termfirstUSA.com, and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.
Thomas H. Swank, term first USA and termfirstUSA.com are under the express assumption that you are submitting or otherwise providing accurate information or your own behalf, and is not responsible for information you have submitted for someone else with or without said party’s consent.
Insurance Rate Quotation Information:
The information utilized in the rendering of all insurance rate quotations has been ascertained from the rate cards and rate manuals which life insurance companies routinely publish, provide and distribute to life insurance agents and brokers. To the best of Thomas H. Swank’s ability, he has diligently done everything he can to ensure that the insurance rate information contained in any insurance rate quotations are current, up to date and accurate. Notwithstanding, Thomas H. Swank cannot guarantee the accuracy thereto.
All quotations are provided for illustration and comparative purposes. The actual insurance premium cost and coverage will be predicated upon specific information which is inclusive of, but not limited to, age, health history, certain underwriting criteria, gender, location and tobacco usage. Not all policies or insurance companies are available in all states. Federal copyright law prohibits commercial use by other agents, brokers and parties marketing insurance products, services or information.
In the event that there is a discrepancy or other variance regarding the information contained in the insurance rate quotations, and any insurance company authorized illustration and/or policy, the policy shall govern.
Copyright Notices:
Unless otherwise noted, the graphics, images, buttons, layout, content and text contained in this Web Site are the exclusive sole property of Thomas H. Swank, term first USA, termfirstUSA.com, and its related, affiliated and subsidiary companies or the insurance companies represented, and may not be copied, reproduced or otherwise distributed, in whole or in part, without the express written consent of Thomas H. Swank. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal or internal use. Insurance company logos are the exclusive property of the respective insurance companies, and are used with permission.
Web Links:
Thomas H. Swank, term first USA and termfirstUSA.com cannot in any manner guarantee that the hyperlinks contained in this site will be accurate at the time of your access. More specifically, said sites pointed at by hyperlinks are developed by and possibly maintained by person(s) over whom Thomas H. Swank, term first USA and termfirstUSA.com has or exerts no control. We cannot and do not monitor the sites linked to our web pages on the Internet. In accordance thereof, Thomas H. Swank, term first USA and termfirstUSA.com do not assume in any form, responsibility for either the appropriateness or content of any such site referenced by hyperlink or any other manner. It is the belief of Thomas H. Swank, term first USA and termfirstUSA.com that the availability of hyperlinks to publically accessible web pages and newsgroups is legally permissible, and therefore consistent with the common, customary expectations of those who make use of the Internet.
Data Protection:
Thomas H. Swank, term first USA and termfirstUSA.com are not obligated to monitor any transmission made through the respective Web pages and newsgroups. However, Thomas H. Swank, term first USA and termfirstUSA.com have the right, but not the obligation, to monitor any transmission made to and for this Web Site. Thomas H. Swank, term first USA and termfirstUSA.com may use or disclose information gathered from the Site.
Intended Audience:
This Site is published for some, but not all the residents of the United States of America. Thomas H. Swank is duly licensed to sell life insurance products and conduct business in various states throughout the United States of America. This Site is not intended for use by residents of any countries other than the United States of America.
Product Restrictions:
Product subject to underwriting requirements. Product not available in all states. Suicide limitations apply.
Insurance Company Ratings:
Insurance company ratings are developed and provided by independent insurance industry analysts based on their analysis of the respective company’s financial position and operational performance. Such ratings are available from a number of insurance industry analysts such as A.M. Best Company, Standard & Poor’s, and Moody’s.
Availability Of Insurance Product:
Not all insurance policies or companies are available in all states. Insurance services may not be available in all states. Product offerings are at the sole discretion of the particular insurance company, subject to respective state laws, approval and licensing.
Licensing:
Thomas H. Swank is a duly licensed independent agent for the sale of insurance products in various states throughout the United States of America. Insurance services may not be available in all states and are not currently provided outside of the United States Of America.